To Yuen Wai San

Its quite useful .

For Reference :

可以影響樓市的外圍因素，暫時可以看到有三大方面︰一是歐洲債務危機始終夾纏不清，對整個歐羅 區持續造成貨幣市場和金融困擾；二是全球可能出現的退市潮，其中包括印度、澳洲等地接連加息，美國開始啟動退出債券回購機制等，造成資金供應慢慢收緊；最後是內地調控樓市的措施不斷升溫。

　　 三個不穩定因素中，歐洲和美國的趨勢發展暫時仍較易掌握，比較難捉摸的是內地不斷加大力度，壓抑樓市的措施。由於內地樓價猛漲，已經造成社會和經濟上的問題，中央最近接連推出措施，希望煞停狂奔的樓市蠻牛，假如收效的時間愈遲，落藥必然愈重，後遺症就會愈大。在中港關係高度依存下，香港不可能獨善其身，難免會面對衝擊。

本地因素方面，過往樓市產生的財富效應，直接影響市面消費，甚至企業投資，這亦往往令當局投鼠忌器。當前比較有利的，是本地經濟似乎正處於上升循環，增長正在加速，消費保持升溫，推動這股勢頭的除了資產價格上升的財富效應外，外貿回升及基建動工等因素都發揮正面作用，故此只要中國不出現意料之外的滑坡，本地樓價沒有失控性的下跌，適度的樓價調整，相信不會影響消費和就業，反而會令經濟基調變得比較健康。

yeah!!!! 但係外國對香港既影響係咪真係咁大?!

袁煒燊 寫到:yeah!!!! 但係外國對香港既影響係咪真係咁大?!

no la , But Greece still cannot solve their finacial problem , it will affect so much


but i think your new flat is ok , is it $4200 ?

because yesterday i see some news talk about famous building in Tuen Wan

They are not near any MTR station but still need $4200 - $4600

so i think yours is good price la ~~~

taklun3308 寫到:

袁煒燊 寫到:yeah!!!! 但係外國對香港既影響係咪真係咁大?!

no la , But Greece still cannot solve their finacial problem , it will affect so much


but i think your new flat is ok , is it $4200 ?

because yesterday i see some news talk about famous building in Tuen Wan

They are not near any MTR station but still need $4200 - $4600

so i think yours is good price la ~~~

荃灣自從起咗萬景峰, 啲樓價升到仆街.....

黃偉昌 寫到:

taklun3308 寫到:

袁煒燊 寫到:yeah!!!! 但係外國對香港既影響係咪真係咁大?!

no la , But Greece still cannot solve their finacial problem , it will affect so much


but i think your new flat is ok , is it $4200 ?

because yesterday i see some news talk about famous building in Tuen Wan

They are not near any MTR station but still need $4200 - $4600

so i think yours is good price la ~~~

荃灣自從起咗萬景峰, 啲樓價升到仆街.....

yes , many ppl like 萬景峰 because of their facilities are excellent !! ( 黃偉昌 mode )

萬景峰 around $6200 - $7000

強帖留名

SAN 租樓定買樓?

個勢似係買

he bought ga ~~~

WOW~~~~

搬入屯門啦

袁煒燊係邊間做mortgage ?

你個rate係P減幾多

中銀個mortgage rate 係p-3
不過我諗住用h 0個隻

中銀hibor + 幾多 ?

不過而家用hibor + 係抵好多 ~~

normal 就算計細P , 細P - 3 都要 2.oo ,

你而家應該唔洗 1.00 ?

It looks like H + 0.7....but not sure

the interest i pay is about 600 something ar...every month
i loan for 1M wor...

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

taklun3308 寫到:

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

咁得閒既 ??
係屋企休養緊 ??

黃偉昌 寫到:

taklun3308 寫到:

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

咁得閒既 ??
係屋企休養緊 ??

no ar , at Citibank ~~~ today not so much customer , can on line

taklun3308 寫到:

黃偉昌 寫到:

taklun3308 寫到:

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

咁得閒既 ??
係屋企休養緊 ??

no ar , at Citibank ~~~ today not so much customer , can on line

我今日既duty已經做好晒...........
我老闆十二點半出去食飯, 食到而家仲未返黎

黃偉昌 寫到:

taklun3308 寫到:

黃偉昌 寫到:

taklun3308 寫到:

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

咁得閒既 ??
係屋企休養緊 ??

no ar , at Citibank ~~~ today not so much customer , can on line

我今日既duty已經做好晒...........
我老闆十二點半出去食飯, 食到而家仲未返黎

我已經一早返左香港既屋企上緊網

tin 寫到:

黃偉昌 寫到:

taklun3308 寫到:

黃偉昌 寫到:

taklun3308 寫到:

袁煒燊 寫到:It looks like H + 0.7....but not sure

wa .... good la 0.08 + 0.7 = 0.78

same as CitiBank , Citibank give the best just hibor + 0.65 , but very hard to get

this rate , so BOC give you hibor + 0.7 is very good

咁得閒既 ??
係屋企休養緊 ??

no ar , at Citibank ~~~ today not so much customer , can on line

我今日既duty已經做好晒...........
我老闆十二點半出去食飯, 食到而家仲未返黎

我已經一早返左香港既屋企上緊網

唔洗返工咁爽 ??

返緊架啦!

i think today Inter Milan will lose but still can go to final

i guess maybe be Barcelona 2:1 Inter Milan